For freelancers, creators,
and business owners.

From holding your
breath with bills
To finally able to breathe.

An app built for entrepreneurs who struggle to manage inconsistent income.

  • Finally pay down your debt
  • Actually build your savings
  • Stop living unpredictable
    check to unpredictable check

7-day free trial. Card required. Cancel anytime.

9:41
Covered
Everything due in the next 14 days is reserved.
$1,819 in $929 short
Income in Bills floor
Amount ($)
0.00
Where from
Client invoice
Tell me where it goes →
Allocate
Forecast
Debt
Bills
Sound familiar?

You're not overspending.You're freezing, and the money leaks anyway.

It starts with the unknown. You don't know when the next check is coming, so you freeze.

You don't allow yourself to touch the money. You tell yourself: if I just hold it, I won't lose it.

But then it starts to leak. $14 here. A forgotten subscription. Lunch. Gas.

By the 30th, $500 to $1,000 is gone. Money that should have killed debt, built savings, or gotten you ahead of next month's bills.

Day 1

Money comes in. Just in time. Breathe a little.

Day 2

You pay the bills that are due. Some is left over.

Day 3

You freeze. You don't touch it. You tell yourself it's safer untouched.

Day 7

The money sits. A small snack here. Won't hurt.

Day 14

The leak begins. Lunch. Gas. A subscription you forgot about. Small stuff. Nothing that feels like a decision.

Day 30

End of the month. "Where did that $1,000 go?" Nothing saved. Nothing paid down. Nothing to show for it.

Day 31

Shame. Guilt. Avoidance. You promise yourself next month will be different. But we know it won't.

Nothing changes if nothing changes.

This isn't your fault.
No one taught you how to budget income like yours. Most budgeting advice assumes a steady paycheck. Able doesn't.
There is a better way.

Imagine this.

A check comes in. You don't freeze. You open Able. It tells you immediately what this check is for.

You pay bills. You kill debt. You grow savings. What's left is yours to spend.

End of the month, you know exactly where every dollar went.

The problem was never you.
It was the advice you were handed.

9:41
This month
Nothing leaked.
Bills paid
Every bill covered on time
14 / 14
Debt killed
Highest-interest balance first
$500
$3,847$3,347
Savings grown
Buffer for slow months
$500
$747$1,247
Allocate
Progress
Debt
Bills
Three steps. No spreadsheet.

How breathing
again works.

Money just came in
Amount ($)
$1,824
Where from
Client invoice
Tell me where it goes →
Takes 10 seconds. Any amount. Any source.
1
Log what came in.

Ten seconds. Any amount. Any source. No categorizing, no tagging, no budget math.

Here is where it goes
Critical bills $486
Pay off debt $951
Move to savings $274
Free to spend $113
2
Able tells you where it goes.

Bills, debt, savings, free spending. Highest priority first. You see exactly where every dollar lands before you confirm.

Your progress
Credit card $3,847
Car loan $12,200
Buffer savings
$1,247
3
Debt drops. Savings grow.

Debt balances drop. Savings grow. The fear of the next check fades. Every dollar in moves you forward, whether it was $400 or $4,000.

Start your free 7-day trial
Built for the way you actually get paid.

Every reason you froze.
Every tool that un-freezes you.

Smart Allocation

A check lands and you freeze. You don't know what to put it toward. Able splits it across bills, debt, and savings the moment it hits. No math. No guessing.

Rolling Bill Window

Rent was due Thursday. You didn't see it coming. Able looks 14 days ahead and sets money aside for what's due, so you're never blindsided again.

Debt Tracker

You're paying down debt but not sure which debt to attack first. Able sorts every balance and rate, then targets the highest interest. You pay less over time.

Forecast

Money's coming in two weeks. But the decision needs to happen now. Log expected income before it lands. When it hits, one tap and the plan runs itself.

AI Coach

Generic finance advice doesn't know your situation. Able does. It sees your bills, debt, and income, and gives you answers built on your real numbers.

Start your free 7-day trial
This is what changes.

Become able.

Able to pay down debt, even on slow months.
Able to save without second-guessing.
Able to predict what is coming.
Able to budget inconsistent income.

No more paralysis.
No more holding your breath.
Just confidence. Every day.

The math of waiting.

Every month you wait is another $500–$1,000 gone.

The leak doesn't pause while you figure it out. It keeps going while you decide whether to start.

Six months of waiting = $3,000 to $6,000 you didn't save.

A year = up to $12,000 you didn't use to pay down debt, build a cushion, or get ahead of next month.

And the longer you wait, the more expensive waiting gets. That debt keeps compounding. Those missed savings keep missing.

The cost of waiting compounds. The cost of starting is $9.99.
Monthly or yearly. Same access.

Start free.
Stay because it works.

Monthly
$9.99/mo

Full access to every feature. Cancel anytime.

Start your free 7-day trial

7-day free trial on both plans. Card required. Cancel anytime.

From Unable
Able.

That's the whole point.
Seven days free to see it.

Start your free 7-day trial

7-day free trial. Card required. Takes less than two minutes to set up.